![[CREDIT: RISP] A Johnston man and RIDOT employee was arraigned on identity fraud charges as well as for making a false statement to get a loan and for fraudulent checks at a Coventry bank in January.](https://e8dgfhu6pow.exactdn.com/wp-content/uploads/2025/06/Identity-Fraud-Charge-Coventry-RI-Bank.jpg?strip=all&lossy=1&ssl=1)
WARWICK, RI — The Rhode Island State Police Monetary Crimes Unit arrested Ryan P. Garnetto, 45 of 23 Starr Road, Apt E, Johnston, a RIDOT worker, for Id Fraud, False Assertion to Acquire a Mortgage, Fraudulent Checks over $1,500, and Acquiring Cash Underneath False Pretenses at a Coventry financial institution in January.
Garnetto is employed by the Rhode Island Division of Transportation (RIDOT) as an Engineer Tech II.
Id Fraud Found Utilizing Coventry Department Account
In February 2025, the State Police Monetary Crimes Unit acquired a criticism from Westerly Neighborhood Credit score Union concerning a fraudulent account/automobile mortgage that the Credit score Union had issued. On December 4, 2024, a web based utility was filed with Westerly Neighborhood Credit score Union to open a financial savings account, checking account, Visa bank card and an car mortgage within the quantity of $51,000.00.
The account was opened by offering a RI operator’s license, pay stub, automobile invoice of sale, automobile title, insurance coverage paperwork and extra data. The $51,000.00 verify was made payable to a automobile supplier in Georgia to buy a 2019 Mercedes Benz.
On January 9, 2025, a male topic entered the Coventry department of Westerly Neighborhood Credit score Union and deposited a verify within the quantity of $5,265.00 into the account, which was later decided to be fraudulent. Video surveillance confirmed the male topic was working a RIDOT marked automobile. It was additionally found that aside from the automobile invoice of sale, all of the paperwork offered to Westerly Neighborhood Credit score Union to open the accounts/mortgage had been fraudulent.
![[CREDIT: RISP] A Johnston man and RIDOT employee was arraigned on identity fraud charges as well as for making a false statement to get a loan and for fraudulent checks at a Coventry bank in January.](https://e8dgfhu6pow.exactdn.com/wp-content/uploads/2025/06/Identity-Fraud-Charge-Coventry-RI-Bank-336x312.jpg?strip=all&lossy=1&ssl=1)
Westerly Neighborhood Credit score Union found that no funds had been being made on the Visa card or the automobile mortgage and reported to the invention to the Monetary Crimes Unit. The investigation revealed that the person whose title was used to open the accounts/mortgage has been incarcerated on the Rhode Island Grownup Correctional Establishment since 2019 and had no entry to open the accounts. The investigation additionally revealed that the person pictured within the video surveillance was recognized as Ryan P. Garnetto and proof confirmed that Mr. Garnetto had opened the Westerly Neighborhood Credit score Union accounts/mortgage on-line.
Ryan P. Garnetto was arrested on June 3, 2025, arraigned at Third Division District Court docket and launched on $25,000.00 private recognizance.
